Time is approximate - (David is coming to us from Italy!)

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Links to the stories:

https://www.cnbc.com/2020/10/18/why-average-fico-credit-score-hit-new-record-highs-during-the-pandemic.html

https://techcrunch.com/2020/09/30/investors-give-baltimores-facet-wealth-25-million-to-sell-businesses-on-financial-planning-as-a-benefit/